Legal Disclaimer

Effective date: January 3, 2026

This website is provided by Protahi for general informational purposes only.

1. No substitute for contracted, tailored professional advice

Content on this website is general information. It is not legal, financial, tax, accounting, or other targeted professional advice, and it is not a substitute for advice tailored to your situation. You are responsible for obtaining appropriate professional advice before acting on any information from this website.

2. No client or advisory relationship

Using this website, or contacting Protahi through this website, does not create a client, advisory, fiduciary, employment, or other relationship with Protahi. Any services Protahi provides are governed only by a separate written agreement.

3. Expressed professional opinions

Protahi may publish commentary and express professional opinions based on our experience and information available at the time of writing. These opinions are general in nature, may be incomplete, and may change without notice. They are not tailored advice for your specific situation, and you should obtain independent professional advice before acting or relying on them. To the maximum extent permitted by law, Protahi disclaims liability for loss arising from reliance on these opinions.

4. Accuracy, completeness, and timeliness

Protahi tries to keep content accurate and current, but makes no representations or warranties that the information is complete, reliable, or up to date.

5. No warranties

To the maximum extent permitted by law, this website and its content are provided "as is" and "as available", without warranties of any kind (express or implied), including implied warranties of merchantability, fitness for purpose, or non-infringement.

6. Limitation of liability

To the maximum extent permitted by law, Protahi will not be liable for any loss or damage arising from your access to, use of, or reliance on this website or its content, including indirect or consequential loss, loss of profits, loss of revenue, loss of business, or loss of data.

Where liability cannot be excluded under applicable law, Protahi’s liability is limited to the extent permitted by law.

7. Third-party websites and content

This website may contain links to third-party websites or content. Protahi does not control third parties and is not responsible for their content, security, availability, or privacy practices. Links are provided for convenience only and do not imply endorsement.

8. Security and availability

Protahi does not guarantee that this website will be uninterrupted, secure, or free from errors, viruses, or other harmful components.

9. Consumer rights

Nothing in this disclaimer is intended to exclude, restrict, or modify any rights or remedies you may have that cannot be excluded under New Zealand law, including under consumer protection laws. In New Zealand, businesses generally cannot contract out of Fair Trading Act obligations to consumers.

Contracting out of Consumer Guarantees Act protections is limited and, for business-to-business transactions, must meet specific conditions including being in writing and fair and reasonable.

9. Governing law

This disclaimer is governed by the laws of New Zealand. If a dispute arises in connection with this website, the New Zealand courts will have non-exclusive jurisdiction, unless mandatory law in your location requires otherwise.